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spanish-legal-advice-solicitors

torrevieja solicitors

Initial Costs

As well as the cost of the property, the buyer will be liable for transfer tax (IVA) , which at present is 6% on a second-hand property and 7% on a new one, plus 1/2% stamp duty.

The property registration office will charge you a fee to to change torrevieja solicitors the new deeds into your name.

This is usually around 300€.

There will also be notary charges for copies of the 'escritura publica'.

The charge is on a scale depending on the contract price.

In total you should allow 10% of the purchase price for costs.

It is often often torrevieja solicitors the case that the buyer also pays the sellers fees.

Check this at the point of enquiry and it is often possible to negotiate.

Banks may also charge an opening commission for mortgage loans.

Annual Costs

The local town hall charge IBI which is an annual real estate estate tax.

torrevieja solicitors The previous owner is obliged to give you copies of previous bills.

Community charges apply when you buy a property on a community development.

These cover things like maintenance, swimming pools, gardens etc.

You will also be liable for a wealth tax, payable annually and based on the value value of torrevieja solicitors the property and a property owners income tax based on your income from the property.

You should clarify these in detail with your estate agent at point of enquiry.

The law requires that every Community has its own rules and defines what parts of the Community property belong solely solely to individuals and what parts torrevieja solicitors are jointly owned.

Each owner's share in the common property is clearly stated, dependent on the size of the owner's dwelling in comparison to others.

Each owner's share is called his 'cuota de participación' and is important in determining how much he will

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properties buying advice in murcia

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