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spanish-legal-advice-solicitors

solicitors in almeria

Initial Costs

As well as the cost of the property, the buyer will be liable for transfer tax (IVA) , which at present is 6% on a second-hand property and 7% on a new one, plus 1/2% stamp duty.

The property registration office will charge you a fee to to change solicitors in almeria the new deeds into your name.

This is usually around 300€.

There will also be notary charges for copies of the 'escritura publica'.

The charge is on a scale depending on the contract price.

In total you should allow 10% of the purchase price for costs.

It is often often solicitors in almeria the case that the buyer also pays the sellers fees.

Check this at the point of enquiry and it is often possible to negotiate.

Banks may also charge an opening commission for mortgage loans.

Annual Costs

The local town hall charge IBI which is an annual real estate estate tax.

solicitors in almeria The previous owner is obliged to give you copies of previous bills.

Community charges apply when you buy a property on a community development.

These cover things like maintenance, swimming pools, gardens etc.

You will also be liable for a wealth tax, payable annually and based on the value value of solicitors in almeria the property and a property owners income tax based on your income from the property.

You should clarify these in detail with your estate agent at point of enquiry.

A further tax is that on the increased value of the land, known as Plus Valia, which is levied at at various rates on solicitors in almeria the annual increase in value since the previous sale.

Strictly speaking, Plus Valia is a tax against the seller but in practice the purchaser is asked to pay all fees and taxes in the transfer of a property.

The fees and transfer tax are demanded

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properties buying advice in murcia

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