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spanish-legal-advice-solicitors

houses in almeria

Initial Costs

As well as the cost of the property, the buyer will be liable for transfer tax (IVA) , which at present is 6% on a second-hand property and 7% on a new one, plus 1/2% stamp duty.

The property registration office will charge you a fee to to change houses in almeria the new deeds into your name.

This is usually around 300€.

There will also be notary charges for copies of the 'escritura publica'.

The charge is on a scale depending on the contract price.

In total you should allow 10% of the purchase price for costs.

It is often often houses in almeria the case that the buyer also pays the sellers fees.

Check this at the point of enquiry and it is often possible to negotiate.

Banks may also charge an opening commission for mortgage loans.

Annual Costs

The local town hall charge IBI which is an annual real estate estate tax.

houses in almeria The previous owner is obliged to give you copies of previous bills.

Community charges apply when you buy a property on a community development.

These cover things like maintenance, swimming pools, gardens etc.

You will also be liable for a wealth tax, payable annually and based on the value value of houses in almeria the property and a property owners income tax based on your income from the property.

You should clarify these in detail with your estate agent at point of enquiry.

Legal Matters

Most properties in Spain are in fact NOT registered.

Most of the re-sale properties are sold by by Spanish .still.

since they earned about 100€ a year from selling fruit and veg they would certainly not pay 300€ to pay for their property to be registered.

houses in almeria The only way someone may find out if how many square meters is legally theirs to sell is by investigating at

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properties buying advice in murcia

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